Loan Processor III (2nd Mortgages/Home Equity)
About the position
The Loan Processor III (2nd Mortgages/Home Equity) at Space Coast Credit Union is responsible for preparing loans for closing, ensuring compliance with regulations, and maintaining member relationships. This role involves managing a pipeline of loan files, resolving member issues, and ensuring all documentation is accurate and complete. The position offers opportunities for career advancement and a hybrid work schedule after training.
Responsibilities
Prepares the loan for closing and ensures all closing documents are correct and compliant with regulations.
,
Ensures loan approval stipulations are met prior to closing and manages third-party requests.
,
Resolves member problems and assesses needs efficiently to maintain profitable relationships.
,
Orders necessary documentation from borrowers and external sources for loan decisions.
,
Reviews asset documentation to ensure compliance with program guidelines.
,
Boards completed loans and disburses funds as necessary.
,
Answers incoming calls and assists applicants with loan inquiries.
,
Maintains up-to-date knowledge of regulations and standards relevant to the position.
,
Handles a pipeline of 30-50 loan files, meeting processing time goals.
,
Communicates with borrowers regarding documentation and file progress.
,
Adheres to productivity and loan quality standards to ensure quality service.
,
Supports sales efforts by providing appropriate product and service materials to members.
,
Demonstrates professionalism and effective communication in all interactions.
Requirements
1 to 3 years of prior processing experience in consumer loan products or mortgage loan processing.
,
Associate's Degree or equivalent experience in a related field.
,
Knowledge of State and Federal guidelines related to mortgage lending, including CFPB regulations.
,
Bilingual is preferred.
Nice-to-haves
Experience as a closer or underwriter with an emphasis on conventional loan products.
Benefits
Health savings account
,
Disability insurance
,
Health insurance
,
Dental insurance
,
Tuition reimbursement
,
Paid time off
,
Work from home
,
Employee assistance program
,
Vision insurance
,
Opportunities for advancement
,
Life insurance
Apply Job!