Loan Processor III (2nd Mortgages/Home Equity)
About the position
The Loan Processor III (2nd Mortgages/Home Equity) at Space Coast Credit Union is responsible for preparing loans for closing, ensuring compliance with regulations, and maintaining member relationships. This role involves managing a pipeline of loan files, resolving member issues, and ensuring all documentation is accurate and complete. The position offers opportunities for career advancement and a hybrid work schedule after training.
Responsibilities
?? Prepares the loan for closing and ensures all closing documents are correct and compliant with regulations.
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?? Ensures loan approval stipulations are met prior to closing and manages third-party requests.
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?? Resolves member problems and assesses needs efficiently to maintain profitable relationships.
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?? Orders necessary documentation from borrowers and external sources for loan decisions.
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?? Reviews asset documentation to ensure compliance with program guidelines.
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?? Boards completed loans and disburses funds as necessary.
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?? Answers incoming calls and assists applicants with loan inquiries.
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?? Maintains up-to-date knowledge of regulations and standards relevant to the position.
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?? Handles a pipeline of 30-50 loan files, meeting processing time goals.
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?? Communicates with borrowers regarding documentation and file progress.
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?? Adheres to productivity and loan quality standards to ensure quality service.
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?? Supports sales efforts by providing appropriate product and service materials to members.
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?? Demonstrates professionalism and effective communication in all interactions.
Requirements
?? 1 to 3 years of prior processing experience in consumer loan products or mortgage loan processing.
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?? Associate's Degree or equivalent experience in a related field.
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?? Knowledge of State and Federal guidelines related to mortgage lending, including CFPB regulations.
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?? Bilingual is preferred.
Nice-to-haves
?? Experience as a closer or underwriter with an emphasis on conventional loan products.
Benefits
?? Health savings account
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?? Disability insurance
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?? Health insurance
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?? Dental insurance
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?? Tuition reimbursement
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?? Paid time off
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?? Work from home
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?? Employee assistance program
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?? Vision insurance
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?? Opportunities for advancement
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?? Life insurance
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