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Chargeback analyst, Bulgaria

Remote, USA Full-time Posted 2025-04-16

Job Responsibilities:

  • Oversee operational support on all aspects of issuing and acquiring chargebacks;
  • Appropriate escalation of bad debt incidents relating to issuing and acquiring chargebacks;
  • Ensure streamlined approach is implemented and maintained within the team;
  • All team members cross trained to work at a high standard;
  • Ensure adequate processes in place to identify risks and make recommendations to effectively manage and enhance recovery of bad debt relating to acquiring and issuing chargebacks;
  • Assist in strategic development of the team, proactively implementing changes to improve the recoveries process;
  • Oversee the investigation of potential technical issues which could result in a loss of representment rights;
  • Liaise with internal teams to address and reduce bad debt caused by system issues and manual processing errors relating to acquiring and issuing chargebacks;
  • Review fraud trends on card deposits and recommend changes to prevent future potential losses;
  • Maintain a sound understanding of the bad debt contributors in relation to card deposits;
  • Ensure accurate management reporting on both sides - acquiring and issuing
  • Enhance automation of current processes through the acquisition of new technologies or improvements to current technologies;
  • Establish and maintain effective communication networks with key stakeholders, business partners and peers;
  • Act as the key point of escalation for any high-level issues that affect Risk Operations and deal with these escalations in accordance with company policies and procedures;
  • Work closely with Risk Management teams- Risk Analytics and Projects team, as well as Risk dedicated product owners;
  • Oversee and support risk related projects, suggest and spearhead vendor solution pilots, and co-ordinate initiatives to automate manual processes;
  • Escalate appropriately to the attention of the Chargeback analyst cases that relate but are not limited to: Bad debt & bad debt increase; Systems outages or failure; Breach of internal systems; Employee misconduct and failure to comply with company???s policies in place; Others related to potential financial and reputational risks for the company;
  • Perform other duties as required as well as adhoc projects - lead and/or participation in business unit projects.
  • Job Requirements:

  • Experience in the field of fintech risk controls is a plus;
  • The Chargeback analyst should preferably have basic knowledge of the applicable legislation in the field of fintech business ??? payment instruments and e-money issuers, etc;
  • The Chargeback analyst must have a reasonable understanding of the Company???s business, its technical, financial and organizational structure;
  • Ability to communicate effectively with people at all levels both inside and outside the Company;
  • Strong written and verbal communication skills, excellent organizational skills, decision making skills, effective problem-solving skills, as well as skills to work independently and in team.
  • Act with integrity, initiative, perseverance, discretion, ability for respect the personal dignity and rights of each employee, interest in the fintech industry and motivation to occupy the position.
  • Additional Information

    Life @Crypto.com

    Empowered to think big. Try new opportunities while working with a talented, ambitious and supportive team.

    Transformational and proactive working environment. Elevate employees to find thoughtful and innovative solutions.

    Growth from within. We help to develop new skill-sets that would impact the shaping of your personal and professional growth.

    Work Culture. Our colleagues are some of the best in the industry; we are all here to help and support one another.

    One cohesive team. Engage stakeholders to achieve our ultimate goal - Cryptocurrency in every wallet.

    Are you ready to kickstart your future with us?

    Benefits

    Competitive salary

    Medical insurance package with extended coverage to dependents

    Attractive annual leave entitlement including: birthday, work anniversary

    Aspire career alternatives through us. Our internal mobility program can offer employees a diverse scope.

    Work Perks:

    crypto.comvisa card provided upon joining

    Our

    Crypto.combenefits packages vary depending on region requirements, you can learn more from our talent acquisition team.

    AboutCrypto.com:

    Founded in 2016,

    Crypto.comserves more than 80 million customers and is the world's fastest growing global cryptocurrency platform. Our vision is simple: Cryptocurrency in Every Wallet???. Built on a foundation of security, privacy, and compliance,Crypto.comis committed to accelerating the adoption of cryptocurrency through innovation and empowering the next generation of builders, creators, and entrepreneurs to develop a fairer and more equitable digital ecosystem.

    Learn more at

    https://crypto.com.

    Crypto.comis an equal opportunities employer and we are committed to creating an environment where opportunities are presented to everyone in a fair and transparent way.

    Crypto.comvalues diversity and inclusion, seeking candidates with a variety of backgrounds, perspectives, and skills that complement and strengthen our team.

    Personal data provided by applicants will be used for recruitment purposes only.

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